Insurance Audiobooks | Business & Economics

An American Sickness: How Healthcare Became Big Business and How You Can Take It Back

TheNew York Times bestseller. At a moment of drastic political upheaval, An American Sickness is a shocking investigation into our dysfunctional healthcare system - and offers practical solutions to its myriad problems. 'Patients can save thousands of dollars by purchasingAn American Sicknessby Elisabeth Rosenthal.' New York Journal of Books In these troubled times, perhaps no institution has unraveled more quickly and more completely than American medicine. In only a few decades, the medical system has been overrun by organizations seeking to exploit for profit the trust that vulnerable and sick Americans place in their healthcare. Our politicians have proven themselves either unwilling or incapable of reining in the increasingly outrageous costs faced by patients, and market-based solutions only seem to funnel larger and larger sums of our money into the hands of corporations. Impossibly high insurance premiums and inexplicably large bills have become facts of life; fatalism has set in. Very quickly Americans have been made to accept paying more for less. How did things get so bad so fast? Breaking down this monolithic business into the individual industries the hospitals, doctors, insurance companies, and drug manufacturers that together constitute our healthcare system, Rosenthal exposes the recent evolution of American medicine as never before. How did healthcare, the caring endeavor, become healthcare, the highly profitable industry? Hospital systems, which are managed by business executives, behave like predatory lenders, hounding patients and seizing their homes. Research charities are in bed with big pharmaceutical companies, which surreptitiously profit from the donations made by working people. Patients receive bills in code, from entrepreneurial doctors they never even saw. The system is in tatters, but we can fight back.Dr. Elisabeth Rosenthal doesn't just explain the symptoms, she diagnoses and treats the disease itself. In clear and practical terms, she spells out exactly how to decode medical doublespeak, avoid the pitfalls of the pharmaceuticals racket, and get the care you and your family deserve. She takes you inside the doctor-patient relationship and to hospital C-suites, explaining step-by-step the workings of a system badly lacking transparency. This is about what we can do, as individual patients, both to navigate the maze that is American healthcare and also to demand far-reaching reform.An American Sickness is the frontline defense against a healthcare system that no longer has our well-being at heart.

Elisabeth Rosenthal (Author), Nancy Linari (Narrator)

Audiobook

Good for the Money: My Fight to Pay Back America

In 2009, at the peak of the financial crisis, AIG - the American insurance behemoth - was sinking fast. It was the peg upon which the nation hung its ire and resentment during the financial crisis: the pinnacle of Wall Street arrogance and greed. When Bob Benmosche climbed aboard as CEO, it was widely assumed that he would go down with his ship. In mere months, he turned things around, pulling AIG from the brink of financial collapse and restoring its profitability. Before three years were up, AIG had fully repaid its staggering debt to the U.S. government - with interest. Good for the Money is an unyielding leader's memoir of a career spent fixing companies through thoughtful, unconventional strategy. With his brash, no-holds-barred approach to the job, Benmosche restored AIG's employee morale and good name. His is a story of perseverance, told with refreshing irreverence in unpretentious terms. Called "an American hero" by Andrew Ross Sorkin, author of Too Big to Fail, Benmosche was a self-made man who never forgot what life is like for the nation's 99-percent; again and again, he pushed back against obstinate colleagues to salvage American jobs and industry. Good for the Money affords you a front-row seat for Benmosche's heated battles with major players from Geithner to Obama to Cuomo, and offers incomparable lessons in leadership from the legendary CEO who changed the way Wall Street does business.

Bob Benmosche (Author), Sean Pratt (Narrator)

Audiobook

Health Insurance

Unlike other developed countries, the United States does not have a universal health coverage system. Today, every American must purchase their health insurance, and most Americans get coverage through their employers. A good portion of the population, however, search directly private companies that offer different health insurance plans. The members of these private plans, and regular payments, sometimes also have to pay part of the cost of their treatment before the insurer reimburses all or part their medical expenses. The type of service, as well as the amount reimbursed, varies according to plan. In 2004, almost 46 million Americans had no health insurance. Spending on health care can be very high, and even the cost of the most basic health insurance increases continuously. Consequently, the monthly increase as well. Employers usually take most health insurance expenses, but even so policyholders are paying more and more every year. For what you're paying exactly? Where will your monthly payment if you do not get sick or not the doctor? What do you do if you are not working or are self-employed? What is the difference between the various options for existing plans? This lot of information about health plans, payment contribution, franchises is enough to make your head spin. In this book, we analyze the main types of health plans and explain their differences. Keep in mind that there are always variations between individual plans, but at least we will give you some advantage in selecting the right plan for you.

Introbooks, Introbooks Team (Author), Introbooks, Tracy Tupman (Narrator)

Audiobook

Travel Insurance

Do you love travelling and exploring the world? Well, if you do, then you must make sure that you get travel insurance as well because it is going to help you in getting rid of half the problems. Here, in this book, you are going to get to know everything about travelling and travel insurance and the advantages that it has. The things that we have mentioned in this book are: What is the meaning of travel insurance?Why should you buy travel insurance in the first place?Issues that are covered by travel insurance.Things that will be provided to you in the travel insurance planOther options are given by the travel insurance companies to youCustomized insurance plans that you can get according to your requirementsThings that are not covered by the travel insurance plansImportant things that you need to keep in mind before selecting a particular planThings that are going to help you decide which plan you should opt forSome really important travelling advices that are going to help you in the long runDos and don'ts of travel insurance

Introbooks, Introbooks Team (Author), Introbooks, Tracy Tupman (Narrator)

Audiobook

Life Insurance Explained

Have you recently found yourself being ambushed by worries about how your family will manage after you pass away? How will your kids continue their college education? Will your wife have to get another job? Will they have to give up all the things that they enjoy, just to save money? You can put your mind at ease, for there is a solution: life insurance. Now, hold on, hold on! Don't run to the nearest insurance company right after reading that, as you may have been tempted to do. You need to be well informed before you can invest in life insurance, and this book will help you with that. What you will learn in this Book: What life insurance is? Types of life insurance Pros and cons of each type Which one suits you best? How to save money on life insurance Much more!!! Pick up this book, and then decide what actions to take to guarantee you peace of mind, and your family financial stability.

Fastknowledge (Author), David Willams, Introbooks (Narrator)

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Where Does It Hurt?: An Entrepreneur's Guide to Fixing Health Care

A bold new remedy for the sprawling and wasteful health care industry Where else but the doctor's office do you have to fill out a form on a clipboard? Have you noticed that hospital bills are almost unintelligible, except for the absurdly high dollar amount? Why is it that technology in other industries drives prices down, but in health care it's the reverse? And why, in health care, is the customer so often treated as a mere bystander-and an ignorant one at that?

Jonathan Bush, Stephen Baker (Author), Patrick Lawlor (Narrator)

Audiobook

Catastrophic Care

A visionary investigation that will change the way we think about health care: how and why it is failing, why expanding coverage will actually make things worse, and how our health care can be transformed into a transparent, affordable, successful system. In 2007, David Goldhill's father died from infections acquired in a hospital, one of more than two hundred thousand avoidable deaths per year caused by medical error. The bill was enormous-and Medicare paid it. These circumstances left Goldhill angry and determined to understand how world-class technology and personnel could coexist with such carelessness-and how a business that failed so miserably could be paid in full. Catastrophic Care is the eye-opening result. Blending personal anecdotes and extensive research, Goldhill presents us with cogent, biting analysis that challenges the basic preconceptions that have shaped our thinking for decades. Contrasting the Island of health care with the Mainland of our economy, he demonstrates that high costs, excess medicine, terrible service, and medical error are the inevitable consequences of our insurance-based system. He explains why policy efforts to fix these problems have invariably produced perverse results, and how the new Affordable Care Act is more likely to deepen than to solve these issues. Goldhill steps outside the incremental and wonkish debates to question the conventional wisdom blinding us to more fundamental issues. He proposes a comprehensive new way, where the customer (the patient) is first-a system focused on health and maintaining it, a system strong and vibrant enough for our future. If you think health care is interesting only to institutes and politicians, think again: Catastrophic Care is surprising, engaging, and brimming with insights born of questions nobody has thought to ask. Above all it is a book of new ideas that can transform the way we understand a subject we often take for granted.

David Goldhill (Author), Dean Sluyter (Narrator)

Audiobook

The Little Book of Trading: Trend Following Strategy for Big Winnings

Revealing the tricks which lead to success that today's market wizards keep up their sleeves, The Little Book of Trading is the resource you need to get all markets working for you again. Recent events have left the average individual investor extremely dubious about playing the markets. But just because some unprepared individuals have paid for their mistakes is no reason to stay away from taking advantage of trending opportunities that, with a little careful planning, can yield exceptional results. Market fluctuation is nothing new, but there is a set of rules and philosophies that you can rely on to get the market back on your side, regardless of whether times are good or bad. Drawing on author Michael Covel's own extensive experience in the trading world, as well as tips and insights gathered from some of the world's most successful traders, the book identifies the tools, concepts, psychologies, and philosophies that will keep your money growing-and safe-even when the next bubble bursts or the next crisis hits. With each chapter featuring easy-to-understand advice from a top trader or trading firm that has won by beating mutual fund performance, this Little Book prepares the cautious, would-be investor to make money like an old hand and presents a revolutionary new argument-that mutual funds, long the investment vehicle of choice for people looking for security in retirement, are no longer to be relied on. With everything you need to grab all markets by the horns, this book provides a comprehensive overview of active investing strategies and risk-management techniques that you can easily use to your best advantage.

Michael Covel (Author), Sean Pratt (Narrator)

Audiobook

Insurance Audiobooks in Business & Economics