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Audiobooks by Margaret A. Malaspina
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Considering what's at stake, it's surprising how little we know about the key decisions we'll face concerning the retirement money we've accumulated. Taking charge of retirement savings today presents a whole new and complex set of decisions: Do you accept your employer's offer of a lifetime pension? Should you leave 401(k) money where it is or roll it into an IRA? What about the new Roth IRA? How can you provide for your spouse and transfer wealth to your heirs? Personal finance writer and financial education expert Margaret Malaspina takes you through all the options and decisions that you'll face when you are ready to retire and offers sound guidance customized to your own situation. This is the guide that can help you get the most out of what you've earned, lower your tax bills, and create a stream of income that will last for the rest of your life.
Whatever you have -- or haven't -- put away, if you are getting serious about retirement, this book can show you the right moves to make and the pitfalls to avoid. Malaspina's tips will guide you to a worry free, financially well-organized retirement.
Whatever you have-or haven't-put away, if you are getting serious about retirement, this book can show you the right moves to make and the pitfalls to avoid.You may not be sure where to allocate your investments or how to structure a comfortable income that won't run out. You may never have heard of the once-in-a-lifetime opportunity that can make retirement savings-capital gains and income-tax free, if you can control what you earn in your last year before retiring. By understanding what you have to decide and when, you can move into retirement on solid financial ground. The cost of not knowing the rules and of missing key deadlines is too high.
"A vital resource for people structuring their retirement incomes, this audio overlooks nothing...the writing is fresh as it encourages people to be as proactive and open-minded as possible regarding their retirement planning."-AudioFile
