Mustapha Abiodun Akinkunmi, associate professor of finance and chair of the accounting and finance department at the American University of Nigeria, Yola, Nigeria, is a financial economist and technology strategist with over 25 years of experience in estimation, planning, and forecasting using statistical and econometric methods, with particular expertise in risk, expected utility, discounting, binomial-tree valuation methods, financial econometrics models, Monte Carlo simulations, macroeconomics, and exchange rate modeling. Dr. Akinkunmi has performed extensive software development for quantitative analysis of capital markets, revenue and payment gateway, predictive analytics, data science, and credit risk management. He has worked as a business strategist with AT&T, Salomon Brothers, Goldman Sachs, Phibro Energy, First Boston (Credit Suisse First Boston), World Bank, and Central Bank of Nigeria. He has taught and researched at Manhattan College, Riverdale, NY; Fordham University, New York, NY; Universit
