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First to a Million: A Teenager’s Guide to Achieving Early Financial Independence
Change the way you look at money before you turn 20—and become a FI Freak! Most teenagers are told about only one financial path: Work until you’re old and then retire. But what if you want to spend your adult life traveling, creating, or bettering the world instead of working all day, every day? Financial independence (FI) is the only way to win the resource you can’t rewind: time. Time for yourself, time for your family and friends, and time for your dreams. Build the freedom to define your own future by building a strong financial base—which means saving more, spending less, and starting to invest as soon as possible. First to a Million explores the many advantages of FI while explaining the secrets of investing, living frugally, and maintaining an entrepreneurial mindset. Treating your finances differently than the average teenager will put you miles ahead of your peers, and with time (and compounding) on your side, you can win the game before it even starts! Inside the Book, You’ll Learn: - Why the typical American Dream pathway is not for everyone - How a FI Freak can take control of their financial future - The Four Mechanisms of Early FI (Spoiler: They’re ridiculously simple!) - How to make more money as a teen with creative jobs and side hustles - How to be frugal and live richly with a life full of happiness and flexibility - The difference between income and wealth, real and false assets, and good and bad debt - Personal finance basics—like tracking income and expenses, building a credit score from the ground up, and calculating your net worth - Investing basics—like earning passive income, understanding the power of compound interest, and how index funds and real estate can build your wealth
Dan Sheeks (Author), Andrew Colford (Narrator)
Audiobook
Red Rising (2 of 2) [Dramatized Adaptation]: Red Rising 1
'Darrow is a Red, a member of the lowest caste in the color-coded society of the future. Like his fellow Reds, he works all day, believing that he and his people are making the surface of Mars livable for future generations. Yet he toils willingly, trusting that his blood and sweat will one day result in a better world for his children. But Darrow and his kind have been betrayed. Soon he discovers that humanity reached the surface generations ago. Vast cities and lush wilds spread across the planet. Darrow—and Reds like him—are nothing more than slaves to a decadent ruling class. Inspired by a longing for justice, and driven by the memory of lost love, Darrow sacrifices everything to infiltrate the legendary Institute, a proving ground for the dominant Gold caste, where the next generation of humanity’s overlords struggle for power. He will be forced to compete for his life and the very future of civilization against the best and most brutal of Society’s ruling class. There, he will stop at nothing to bring down his enemies... even if it means he has to become one of them to do so. Adapted from the novel and produced with a full cast of actors, immersive sound effects and cinematic music! Performed by Stewart Crank, John Kielty, Richard Rohan, Stephanie Nemeth-Parker, Jenna Sharpe, Kay Eluvian, Jon Vertullo, Ian Russell, Andrew James Spooner, Alejandro Ruiz, Andrew Colford, Bradley Foster Smith, Christopher Williams, Chris Stinson, Christopher Walker, Colleen Delany, Elizabeth Jernigan, Eric Messner, Ian Putnam, James Konicek, Joe Mallon, Joel David Santner, Julie-Ann Elliott, Karen Novak, Ken Jackson, Lucy Symons, Marni Penning, Martin Dickinson, Matthew Bassett, Matthew Pauli, Matthew Schleigh, Michael Glenn, Michael John Casey, Nanette Savard, Nazia Chaudhry, Nora Achrati, Shanta Parasuraman, Stephone Walker, Dylan Lynch, Yasmin Tuazon and Zeke Alton.'
Pierce Brown (Author), Alejandro Ruiz, Andrew Colford, Andrew James Spooner, Ian Russell, Jenna Sharpe, John Kielty, Jon Vertullo, Kay Eluvian, Richard Rohan, Stephanie Nemeth-Parker, Stephanie Németh-Parker, Stewart Crank (Narrator)
Audiobook
Red Rising (1 of 2) [Dramatized Adaptation]: Red Rising 1
'NEW YORK TIMES BESTSELLER • Pierce Brown’s relentlessly entertaining debut channels the excitement of The Hunger Games by Suzanne Collins and Ender’s Game by Orson Scott Card. “Red Rising ascends above a crowded dystopian field.”—USA Today Adapted from the novel and produced with a full cast of actors, immersive sound effects and cinematic music! “I live for the dream that my children will be born free,” she says. “That they will be what they like. That they will own the land their father gave them.” “I live for you,” I say sadly. Eo kisses my cheek. “Then you must live for more.” Darrow is a Red, a member of the lowest caste in the color-coded society of the future. Like his fellow Reds, he works all day, believing that he and his people are making the surface of Mars livable for future generations. Yet he toils willingly, trusting that his blood and sweat will one day result in a better world for his children. But Darrow and his kind have been betrayed. Soon he discovers that humanity reached the surface generations ago. Vast cities and lush wilds spread across the planet. Darrow—and Reds like him—are nothing more than slaves to a decadent ruling class. Inspired by a longing for justice, and driven by the memory of lost love, Darrow sacrifices everything to infiltrate the legendary Institute, a proving ground for the dominant Gold caste, where the next generation of humanity’s overlords struggle for power. He will be forced to compete for his life and the very future of civilization against the best and most brutal of Society’s ruling class. There, he will stop at nothing to bring down his enemies... even if it means he has to become one of them to do so. Performed by Stewart Crank, John Kielty, Richard Rohan, Stephanie Nemeth-Parker, Jenna Sharpe, Kay Eluvian, Jon Vertullo, Ian Russell, Alejandro Ruiz, Andrew Colford, Bradley Foster Smith, Christopher Williams, Chris Stinson, Christopher Walker, Colleen Delany, Elizabeth Jernigan, Eric Messner, Ian Putnam, James Konicek, Joe Mallon, Joel David Santner, Julie-Ann Elliott, Karen Novak, Ken Jackson, Lucy Symons, Marni Penning, Martin Dickinson, Matthew Bassett, Matthew Pauli, Matthew Schleigh, Michael Glenn, Michael John Casey, Nanette Savard, Nazia Chaudhry, Nora Achrati, Shanta Parasuraman, Stephone Walker, Dylan Lynch, Yasmin Tuazon and Andy Clemence.'
Pierce Brown (Author), Alejandro Ruiz, Andrew Colford, Bradley Foster Smith, Ian Russell, Jenna Sharpe, John Kielty, Jon Vertullo, Kay Eluvian, Richard Rohan, Stephanie Nemeth-Parker, Stephanie Németh-Parker, Stewart Crank (Narrator)
Audiobook
Mount Fitz Roy [Dramatized Adaptation]: Sun Symbol 2
'From the number one New York Times best-selling author of the Generations Trilogy comes the second book in the Sun Symbol series (formerly Earthcore), an epic story of lost civilizations, redemption, and immeasurable treasure. With shades of Tom Clancy, Stephen King, and James Rollins, Mount Fitz Roy continues the tale of Patrick O’Doyle and Bertha Lybrand, who were part of the horror show that occurred far below the mountains of Utah. They learn that the ''mother of all motherlodes” discovered there was not unique, that there is another deposit similar to it three miles beneath the towering peak of Cerro Chaltén on the disputed border between Chile and Argentina. O'Doyle, a middle-aged former member of a disgraced black-ops unit, gets his aging team back together to go after this fortune. Funded by the mining company EarthCore, he, Bertha, and his crew of 40-something operators try to turn back the clock long enough to make them all richer than their wildest dreams. But three miles below the surface, where geothermal temperatures will cook you alive, something is waiting. Waiting, and guarding. This time, O’Doyle is well-prepared and well-armed - if he survives, he will be set for life, and he will have his revenge for the Utah massacre. Performed by Terence Aselford, Danny Gavigan, Nora Achrati, Andrew Colford, Ken Jackson, Alejandro Ruiz, Nazia Chaudhry, Wyn Delano, Rob McFadyen, Chris Davenport, Kay Eluvian, Laura C. Harris, Nanette Savard, Christopher Walker, Eva Wilhelm, KenYatta Rogers, Elizabeth Jernigan, James Konicek, James Lewis, Darius Johnson, Michael John Casey, Eric Messner, Matthew Schleigh, Yasmin Tuazon, Chris Stinson, Jillian Levine-Sisson, Megan Poppy, Richard Rohan, and James J. Johnson.'
Scott Sigler (Author), Alejandro Ruiz, Andrew Colford, Chris Davenport, Danny Gavigan, Kay Eluvian, Ken Jackson, Nazia Chaudhry, Nora Achrati, Rob Mcfadyen, Terence Aselford, Wyn Delano (Narrator)
Audiobook
Mount Fitz Roy (3 of 3) [Dramatized Adaptation]: Sun Symbol 2
'From the number one New York Times best-selling author of the Generations Trilogy comes the second book in the Sun Symbol series (formerly Earthcore), an epic story of lost civilizations, redemption, and immeasurable treasure. With shades of Tom Clancy, Stephen King, and James Rollins, Mount Fitz Roy continues the tale of Patrick O'Doyle and Bertha Lybrand, who were part of the horror show that occurred far below the mountains of Utah. They learn that the ''mother of all motherlodes" discovered there was not unique, that there is another deposit similar to it three miles beneath the towering peak of Cerro Chaltén on the disputed border between Chile and Argentina. O'Doyle, a middle-aged former member of a disgraced black-ops unit, gets his aging team back together to go after this fortune. Funded by the mining company EarthCore, he, Bertha, and his crew of 40-something operators try to turn back the clock long enough to make them all richer than their wildest dreams. But three miles below the surface, where geothermal temperatures will cook you alive, something is waiting. Waiting, and guarding. This time, O'Doyle is well-prepared and well-armed - if he survives, he will be set for life, and he will have his revenge for the Utah massacre. Performed by Terence Aselford, Danny Gavigan, Nora Achrati, Andrew Colford, Ken Jackson, Wyn Delano, Nazia Chaudhry, James Konicek, Rob McFadyen, Robb Moreira, KenYatta Rogers, Darius Johnson, Eric Messner, Kay Eluvian, David Cui Cui, Alexandra Cohler, Michael John Casey, Shravan Amin, Eva Wilhelm, and Ryan Carlo Dalusung.'
Scott Sigler (Author), Andrew Colford, Danny Gavigan, James Konicek, Ken Jackson, Kenyatta Rogers, Nazia Chaudhry, Nora Achrati, Rob Mcfadyen, Robb Moreira, Terence Aselford, Wyn Delano (Narrator)
Audiobook
Texas Kill of the Mountain Man [Dramatized Adaptation]: Smoke Jensen 48
'Welcome to Texas. Now Go Home. Smoke Jensen has met some down-and-dirty, murdering prairie scum over the years. But this time it's personal and it's bloody-and going to get bloodier. First, they stole fifty of the hundred horses Smoke delivered to his old friend Big Ben Conyers in Tarrant County, Texas. Then they stole two thousand cattle from Big Ben... and killed him just for the fun of it. Now they're going to pay... The leader of this unholy band of devils is Delbert Catron-but everyone calls him The Professor. Whatever he's called, he leads the most ruthless gang of vicious kill-crazy desperadoes this side of the border. Hellbent on avenging his friend's murder, nothing will stop Smoke Jensen from hunting down these killers. And celebrating justice... Performed by Mort Shelby, James Lewis, Peter Holdway, Joe Mallon, Andrew Colford, Christopher Graybill, David Jourdan, James Konicek, Rob McFayden, Bradley Foster Smith, Christopher Williams, Michael Getz, Nora Achrati, Anthony Palmini, Elias Khalil, Steven Carpenter, Drew Kopas, Richard Rohan, Elizabeth Jernigan, Ryan Carlo Dalusung, Terence Aselford, Daniel Llaca, Martin Dickinson, Nanette Savard, Rayner Gabriel, Kay Eluvian, Jason Keller, Alejandro Ruiz, Ian Russell, Rose Elizabeth Supan, Kimberly Gilbert, Wyn Delano, Chris Davenport, Colleen Delany, Michael John Casey, Steve Wannall, Andrew Mimms, Yasmin Tuazon, Eric Messner, Robb Moreira, Ken Jackson, Tim Carlin, Gabriel Michael, Lise Bruneau, Henry Kramer and Scott McCormick.'
J.A. Johnstone, William W. Johnstone (Author), Andrew Colford, Bradley Foster Smith, Christopher Graybill, Christopher Williams, David Jourdan, James Konicek, James Lewis, Joe Mallon, Mort Shelby, Peter Holdway, Rob Mcfayden (Narrator)
Audiobook
Mount Fitz Roy (2 of 3) [Dramatized Adaptation]: Sun Symbol 2
'From the number one New York Times best-selling author of the Generations Trilogy comes the second book in the Sun Symbol series (formerly Earthcore), an epic story of lost civilizations, redemption, and immeasurable treasure. With shades of Tom Clancy, Stephen King, and James Rollins, Mount Fitz Roy continues the tale of Patrick O'Doyle and Bertha Lybrand, who were part of the horror show that occurred far below the mountains of Utah. They learn that the ''mother of all motherlodes" discovered there was not unique, that there is another deposit similar to it three miles beneath the towering peak of Cerro Chaltén on the disputed border between Chile and Argentina. O'Doyle, a middle-aged former member of a disgraced black-ops unit, gets his aging team back together to go after this fortune. Funded by the mining company EarthCore, he, Bertha, and his crew of 40-something operators try to turn back the clock long enough to make them all richer than their wildest dreams. But three miles below the surface, where geothermal temperatures will cook you alive, something is waiting. Waiting, and guarding. This time, O'Doyle is well-prepared and well-armed - if he survives, he will be set for life, and he will have his revenge for the Utah massacre. Peformed by Terence Aselford, Danny Gavigan, Nora Achrati, Andrew Colford, Ken Jackson, Wyn Delano, Nazia Chaudhry, James Konicek, Rob McFadyen, Robb Moreira, Eva Wilhelm, Shravan Amin, KenYatta Rogers, Darius Johnson, Eric Messner, Kay Eluvian and Michael John Casey.'
Scott Sigler (Author), Andrew Colford, Danny Gavigan, Eva Wilhelm, James Konicek, Ken Jackson, Nazia Chaudhry, Nora Achrati, Rob Mcfadyen, Robb Moreira, Terence Aselford, Wyn Delano (Narrator)
Audiobook
Rimrunners [Dramatized Adaptation]: Alliance-Union Universe - The Company Wars 3
'In space the line between patriot and pirate is as thin as a laser. And a lethal battle for power can be as near as your starship's next deck. Loki-mercenary spy ship and bounty hunter. It's the legal arm of the Merchanters' Alliance; but once enlisted, no crew member leaves Loki alive. Bet Yeager-a killer elite Earth Company Marine whose side lost. Now she's forced to escape aboard Loki, surrounded by enemies and hunting her old comrades. Yeager has nowhere to run, nowhere to hide. A single wrong word can give her away. And the fighting skills she must use to survive may be her death warrant. The classic sci-fi series, brought to life with a full cast, sound effects and cinematic music! Performed by Karen Novack, Lise Bruneau, Ryan Reid, Rayner Gabriel, Mark Harrietha, Elias Khalil, Cody Roberts, KenYatta Rogers, Andrew Colford, Darius Johnson, Scott McCormick, Donald Guzzi, Julie Hoverson, Julie-Ann Elliott, Mort Shelby, Rose Elizabeth Supan, Eric Messner, Ryan Haugen, Tyler Hyrchuk, Christopher Graybill, Jacob Yeh, Michael John Casey, Terence Aselford, Steve Wannall, Bradley Foster Smith, Nora Achrati, and Yasmin Tuazon.'
C.J. Cherryh (Author), Andrew Colford, Cody Roberts, Darius Johnson, Elias Khalil, Karen Novack, Kenyatta Rogers, Lise Bruneau, Mark Harrietha, Rayner Gabriel, Ryan H. Reid, Ryan Reid, Scot Mccormick (Narrator)
Audiobook
Mount Fitz Roy (1 of 3) [Dramatized Adaptation]: Sun Symbol 2
'From the number one New York Times best-selling author of the Generations Trilogy comes the second book in the Sun Symbol series (formerly Earthcore), an epic story of lost civilizations, redemption, and immeasurable treasure. With shades of Tom Clancy, Stephen King, and James Rollins, Mount Fitz Roy continues the tale of Patrick O'Doyle and Bertha Lybrand, who were part of the horror show that occurred far below the mountains of Utah. They learn that the ''mother of all motherlodes" discovered there was not unique, that there is another deposit similar to it three miles beneath the towering peak of Cerro Chaltén on the disputed border between Chile and Argentina. O'Doyle, a middle-aged former member of a disgraced black-ops unit, gets his aging team back together to go after this fortune. Funded by the mining company EarthCore, he, Bertha, and his crew of 40-something operators try to turn back the clock long enough to make them all richer than their wildest dreams. But three miles below the surface, where geothermal temperatures will cook you alive, something is waiting. Waiting, and guarding. This time, O'Doyle is well-prepared and well-armed - if he survives, he will be set for life, and he will have his revenge for the Utah massacre. Performed by Terence Aselford, Danny Gavigan, Nora Achrati, Andrew Colford, Ken Jackson, Alejandro Ruiz, Nazia Chaudhry, Wyn Delano, Rob McFadyen, Chris Davenport, Kay Eluvian, Laura C. Harris, Nanette Savard, Christopher Walker, Eva Wilhelm, KenYatta Rogers, Elizabeth Jernigan, James Konicek, James Lewis, Darius Johnson, Michael John Casey, Eric Messner, Matthew Schleigh, Yasmin Tuazon, Chris Stinson, Jillian Levine-Sisson, Megan Poppy, Richard Rohan, and James J. Johnson.'
Scott Sigler (Author), Alejandro Ruiz, Andrew Colford, Chris Davenport, Danny Gavigan, Kay Eluvian, Ken Jackson, Nazia Chaudhry, Nora Achrati, Rob Mcfadyen, Terence Aselford, Wyn Delano (Narrator)
Audiobook
Into Delirium [Dramatized Adaptation]: Deathlands 142
Continuing from Deathlands 141: Hell Reclaimed. Sleep yourself to a better life. Stumbling into Restown's hunting grounds, the companions are welcomed by a flourishing society which stands in counterpoint to Mutieville, a place where enslaved muties are subject to human whims. At the heart of Restown lies an ambitious plan to utilize cryogenic technology to escape the brutal present of the Deathlands and awaken to the glorious future that's being constructed for the baronial family by their slaves. The companions are invited to join the baron in this mass hibernation, but swiftly find themselves on the wrong side of a slave uprising. Performed by Richard Rohan, Terence Aselford, Laura C. Harris, Alejandro Ruiz, Lolita Horne, Colleen Delany, Andrew Colford, Amanda Forstrom, Elena Anderson, Bill Gillett, Bradley Foster Smith, David Harris, Chris Davenport, Danny Gavigan, Eric Messner, Eva Wilhelm, Hannah Curtis, Karen Novack, Ken Jackson, Lise Bruneau, Matthew Basset, Megan Dominy, Nanette Savard, Rob McFadyen, Robb Moreira, Rose Elizabeth Supan, Ryan Carlo Dalusung, Scott McCormick, Steve Wannall, Tyler Hyrchuk, and Yasmin Tuazon.
James Axler (Author), Alejandro Ruiz, Amanda Forstrom, Andrew Colford, Bill Gillett, Bradley Foster Smith, Colleen Delany, Elena Anderson, Laura C. Harris, Lolita Horne, Richard Rohan, Terence Aselford (Narrator)
Audiobook
The Ten Year War: Obamacare and the Unfinished Crusade For Universal Coverage
This program includes an introduction read by the author. Jonathan Cohn's The Ten Year War is the definitive account of the battle over Obamacare, based on interviews with sources who were in the room, from one of the nation's foremost healthcare journalists. The Affordable Care Act, better known as “Obamacare,” was the most sweeping and consequential piece of legislation of the last half century. It has touched nearly every American in one way or another, for better or worse, and become the defining political fight of our time. In The Ten Year War, veteran journalist Jonathan Cohn offers the compelling, authoritative history of how the law came to be, why it looks like it does, and what it’s meant for average Americans. Drawn from hundreds of hours of interviews, plus private diaries, emails and memos, The Ten Year War takes listeners to Capitol Hill and to town hall meetings, inside the West Wing and, eventually, into Trump Tower, as the nation's most powerful leaders try to reconcile pragmatism and idealism, self-interest and the public good, and ultimately two very different visions for what the country should look like. At the heart of the book is the decades-old argument over what’s wrong with American health care and how to fix it. But the battle over healthcare was always about more than policy. The Ten Year War offers a deeper examination of how our governing institutions, the media and the two parties have evolved, and the dysfunction those changes have left in their wake. A Macmillan Audio production from St. Martin's Press
Jonathan Cohn (Author), Andrew Colford, Jonathan Cohn (Narrator)
Audiobook
Girls on the Edge: Why So Many Girls Are Anxious, Wired, and Obsessed--And What Parents Can Do
A parenting expert reveals the four biggest threats to girls' psychological growth and explains how parents can help their daughters develop a healthy sense of self. In Girls on the Edge, psychologist and physician Leonard Sax argues that many girls today have a brittle sense of self-they may look confident and strong on the outside, but they're fragile within. Sax offers the tools we need to help them become independent and confident women, and provides parents with practical tips on everything from helping their daughter limit her time on social media, to choosing a sport, to nurturing her spirit through female-centered activities. Compelling and inspiring, Girls on the Edge points the way to a new future for today's girls and young women.
Leonard Sax, MD, PhD (Author), Andrew Colford (Narrator)
Audiobook
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