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Busted: Life Inside the Great Mortgage Meltdown
Chronicling the fiasco that sank millions of Americans, including one journalist who thought he knew better, Busted is a darkly humorous exploration of the cynicism and self-destructive judgment that led to America's biggest economic calamity in generations. Veteran New York Times economics reporter Edmund L. Andrews was intimately aware of the dangers posed by easy mortgages from fast-buck lenders. But, eager to buy a home and start a new life, he gave in to temptation and began a surreal adventure into the mortgage mayhem that nearly wrecked our economy. Busted weaves together the author's own ride to the edge of bankruptcy with the tragicomic stories of his lenders, the Wall Street pros behind them, and the policymakers in Washington who were oblivious until it was too late. The story takes Andrews to the offices of Alan Greenspan, the mansions of subprime-mortgage millionaires in southern California, a despondent deal makers' convention in Las Vegas, and Wall Street. Rich with on-the-ground reporting, Busted is a darkly humorous exploration of the cynicism and self-destructive judgment that led to America's biggest economic calamity in generations.
Edmund L. Andrews (Author), Dick Hill (Narrator)
Audiobook
There was no single, dramatic event that set the current financial crisis off. A whole series of very questionable decisions by many people, in many places, over a period of years, built up the pressures that led to a sudden collapse of the housing market and of financial institutions that began to fall like dominoes as a result of investing in securities based on housing prices. This book is designed to unravel the tangled threads of that story. It also attempts to determine whether what is being done to deal with the problem is more likely to make things better or worse.
Thomas Sowell (Author), Robertson Dean (Narrator)
Audiobook
Foreclosure Investing For Dummies
Covers foreclosure rules and regs for all 50 states Minimize your risks and maximize your return, while assisting homeowners Want to buy and sell foreclosure properties? This hands-on guide covers all aspects of investing in foreclosures, from identifying potential properties and assessing value to carefully researching and inspecting properties, so you don't get stuck holding a money pit . . . or even worse, a worthless piece of paper! Discover how to deal with homeowners in preforeclosure, bid for a property, buy bank-owned properties at well below market value-and ultimately sell for maximum profit. Discover how to: Research property titles, mortgages, and deeds Build a strong investment team Obtain financing Network your way to success Avoid common pitfalls Invest with integrity
Joe Kraynak, Ralph R. Roberts (Author), Brett Barry (Narrator)
Audiobook
Home Rich: Increasing the Value of the Biggest Investment of Your Life
For most Americans, our homes are our biggest single asset. In this book, real-estate and finance adviser Gerri Willis sets out twelve key rules for becoming "home rich." From buying to renovating to selling, Willis tells listeners how to get the best return on their investment. Home Rich is Gerri Willis' essential guide for new and current homeowners on how to make your home the most lucrative investment of your life.
Gerri Willis (Author), Pam Ward (Narrator)
Audiobook
House Lust: America's Obsession with Our Homes
What is it about the rustic beauty of hardwood floors or the luxury of natural stone countertops that turns ordinary people into covetous friends, competitive neighbors, and shameless snoops? In House Lust, Newsweek writer Daniel McGinn takes readers inside the homes---and the psyches---of people all over the country to discover what's fueling the national fixation on where and how we live today.
Daniel McGinn (Author), David Drummond (Narrator)
Audiobook
Tips & Traps for Getting Started as a Real Estate Agent
The practical, real-world guide to succeeding as an agent Scared of starting a new career in real estate? Wondering if you have what it takes? Don't worry! Robert Irwin's Tips and Traps for Getting Started as a Real Estate Agent answers all your toughest questions. Irwin helps you start your real estate career on the right foot, and presents proven, reliable guidance on every aspect of the profession. This handy guide shows you how to get licensed and start making money immediately. It walks you through those first tough days and weeks on the job, helps you find a great mentor, and shares all the basics of the business-from listing and selling properties to conducting open houses and escrow. Delivers the skills and tools you need to become a top-performing agent, including how to: Manage your time for maximum efficiency Work less and earn more by closing bigger deals Bring in more referrals so you can stop hunting for clients Take home a bigger commission in every deal
Robert Irwin (Author), Scott Pollak (Narrator)
Audiobook
The Automatic Millionaire Homeowner: A Powerful Plan to Finish Rich in Real Estate
Imagine this. You buy a home, live in it, then buy another. You build your wealth through real estate-and then retire rich. It may sound too good to be true. But it's not. It has happened, it's happening now and it will continue to happen for millions of people over the next few decades. The question is, will it happen for you? If you want the answer to be "yes," then stop what you are doing and open this book. Read a few pages. Bach's simple strategies make you rich where you sleep. All you have to do is follow his easy program to go from renter to owner, and from owner to Automatic Millionaire Homeowner. The rest is automatic! What's the secret to becoming a millionaire in real estate? Since the runaway success of David Bach's #1 New York Times bestseller The Automatic Millionaire, people all over the world have asked David the same question-is it really possible for me to get rich in real estate? Now, in The Automatic Millionaire Homeowner, David Bach reveals why buying a home and investment properties is not only possible, it is the surest way to reach your seven-figures dreams on an ordinary income. The Automatic Millionaire Homeowner starts with the powerful story of an average American couple with a modest income who stretch to buy their first house for $30,000 and retire 35 years later owning a home on a golf course and rental properties worth over three million dollars. Through their story you will learn the surprising fact that even if you have cheap rent you can't get rich renting! You must first own a home, and make it the foundation on which you build your financial security. What Makes The Automatic Millionaire Homeowner Essential: You don't need a big down payment to buy a home. You don't need great credit. You should buy even if you have credit card debt. You can buy a second home even if you're still paying off the first. You can get started in any market-boom or bust. It's easier to be a landlord than you think. Whether you are a renter or already own a home, David Bach gives you a lifelong strategy for real estate based on timeless wisdom that is tried and true. He includes everything you need to know, with step-by-step instructions, including phone numbers and websites so you can get started right away. His road map to ownership is easy to follow and, best of all, it makes the process totally automatic. As long as you're alive, you have to live somewhere. Why not let where you live make you rich? David Bach will show you how.
David Bach (Author), Gavin Hammon (Narrator)
Audiobook
The story of great real estate investors is a tale of superb salesmanship, public relations, politicking, dealmaking, risk taking and creative financing. Manhattan has by far the greatest concentration of real estate value in the U.S.; fortunes have been made there by the likes of John Jacob Astor, Harry Black, Fred French, William Zeckenforf, and Harry Helmsley. Other U.S. real estate tycoons include William Levitt, Trammell Crow, and Donald Bren. These investors have been shrewd manipulators of mortgages, down payments, and cash flows-though occupancy rates, tax structure, and government assistance have frequently been vital parts of the recipe for real estate success. An unusual investment category is that of collectibles (sometimes known as 'portable wealth') - for which value depends on sentiment and other intangible factors. For the hobbyist, collectibles forge a link with the past, with far-away places, or with well-known people; a collection is a kind of tangible memory. Collecting also satisfies a human desire to own the best, the most, or the only specimen of things that are sought by others. Coins, stamps, baseball cards, and the various decorative arts (e.g. paintings, sculpture, antiques, ect.) all have proven to be popular with investors. Collectors seek not only a chance for a return on investment-but also the sheer joy of owning some of the finer things of life.
Austin Lynas, Jo Ann Skousen, Joann Skousen (Author), Louis Rukeyser (Narrator)
Audiobook
Tips & Traps When Negotiating Real Estate
Surefire techniques for coming out on top in any real estate deal A great book for anyone who is interested in real estate investing or planning to buy a new home, Tips & Traps When Negotiating Real Estate covers everything from financing and deposits, to better prices versus better terms, to handling brokers and sellers alike. Bestselling real estate guru Bob Irwin breaks down all the common negotiating points by subject, and supplies you with checklists, forms, and boilerplates at every step along the way. You learn how to: Negotiate a lower interest rate with a lender Lower interest rates with seller financing Gain a lower commission from an agent
Robert Irwin (Author), William Dufris (Narrator)
Audiobook
Building Wealth One House at a Time: Making it Big on Little Deals
Strategies for creating real estate wealth by star ting small--and always making the right moves Nationally known real estate expert John Schaub learned his craft in the best way possible--on the job, and through every kind of market. Over three decades, he learned to bank consistent profits as he built an impressive real estate mini-empire. Building Wealth One House at a Time reveals how virtually anyone can accumulate one million dollars worth of houses debtfree and earn a steady cash flow for life. Unique in that it focuses on buying houses in good-quality neighborhoods, Schaub's nine-step program includes: Renting to long-term tenants, with financial incentives to pay on time Avoiding the temptation of bigger deals, which invariably include bigger problems A 10-year plan to pay off debt and own houses free and clear
John Schaub (Author), William Dufris (Narrator)
Audiobook
Nothing Down for the 2000s : Dynamic New Wealth Strategies in Real Estate
With more than a million copies in print, Robert Allen's Nothing Down for the '90s has probably helped more people achieve success in real estate than any book in history. Countless numbers of his readers are now financially independent and many actual millionaires attribute their wealth to his techniques. Why has this blockbuster bestseller been so successful? The answer is simple: it works! Now, in one of the most practical books you'll ever read, Robert Allen has created effective new wealth strategies for investing in real estate. Real estate remains the one reliable investment in which profits can be made consistently, no matter where you live. Whether employment figures and stock prices are high or low, the real estate market never dries up -- it is one of the most dynamic income-producing vehicles ever created. The demand for housing will continue to be strong in most areas of the country for the foreseeable future. There will, of course, always be plenty of foreclosures, which are great opportunities to purchase properties cheaply. And, finally, mortgage qualification today is simpler than ever, with new mortgage packages that did not even exist twenty years ago. Nothing Down for the 2000s shows you how to locate the best buys, deal with real estate agents, and manage properties, all with little -- or no -- money down. Discover step-by-step techniques and dynamic strategies to: • Use real estate to build monthly income • Finance bargain properties for equity or cash flow • Guarantee and secure your retirement • Find and profit from foreclosures before they are publicly listed • Sell and trade for maximum gain • Increase property value • Use owner financing to create opportunities • Obtain direct, legal tax cuts • Profit from conversions • Develop effective negotiation techniques, and much more * Please contact Member Services for the additional .pdf reference material *
Robert G. Allen (Author), John Dossett (Narrator)
Audiobook
BEHAVIOR : Improve Communication & Sales Performance in Real Estate
Unlock the secret of Behavior—what it means and how it impacts you—and harness it for successful client communication and increased sales performance. In this engaging and easy-to-follow book, veteran real estate coach and consultant Brian Icenhower shares what he has discovered about the crucial relationship between human behavior and every facet of the real estate business. From basic beginnings to a deep-dive into the DISC behavior model, this exhaustive book provides invaluable insights into the nature of behavior and how to apply it to everything you do in real estate. You’ll learn to identify different behavioral types and modify your communication style to effectively build relationships with all types of clients and people. Not only will the client leads that you generate significantly increase, your level of customer service and lead conversation rates will dramatically improve. You’ll gain insight on which types of business marketing and lead generation methods are the best fit for your behavioral style, and even how behavior impacts hiring and training within real estate teams. Regardless of your specialty, location, or client base, our tried and tested techniques will help you build instant rapport and communicate more effectively with prospects and clients alike. Behavior will push you out of your comfort zone and teach you that you don’t have to enjoy every business-generating activity in order to get incredible results. Behavior will show you how to harness your strengths while overcoming behaviors that are holding you back from success. Behavior will show you that we’re all different, so why be the same average agent as everyone else?
Brian Icenhower (Author), Ed Nash (Narrator)
Audiobook
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