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Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week!
Before I became "Phil Town, teacher of investing principles to more than 500,000 people a year," I was a lot like you: someone who viewed individual stock investing as way too hard to do successfully. As a guy who barely made a living as a river guide, I considered the whole process pretty impenetrable, and I was convinced that to do it right you had to make it a full-time job. Me, I was more interested in having full-time fun. So I was tempted to do what you're probably doing right now: letting some mutual fund manager worry about growing your nest egg. Let me tell you why that decision could one day make you absolutely miserable. The fact is, because of natural market cycles, the mutual fund industry is likely to soon be facing twenty years of flat returns. That means that if you've got your nest egg tucked away in funds-especially the type found in most 401ks-your egg won't get much bigger than it is now. Translation: Get ready for a retirement filled with lots of cold cuts, plenty of quality TV-watching time, and a place to live that's too small to accommodate your visiting kids. In this book I'll show you how I turned $1,000 into $1 million in only five years, and then proceeded to make many millions more. I came to investing as a person who wasn't great at math, possessed zero extra cash, and wanted a life-not an extra three hours of work to do every day. Fortunately, I was introduced to The Rule. Rule #1, as famed investor Warren Buffett will tell you, is don't lose money. Through an intriguing process that I'll clarify in this book, not losing money results in making more money than you ever imagined. What it comes down to is buying shares of companies only when the numbers-and the intangibles-are on your side. If that sounds too good to be true, it's because the mind-set I'll be introducing you to leads not to bets but to certainties. Believe me, if there were anything genius-level about this, I'd still be a river guide collecting unemployment much of the year. Part of the secret is thinking of yourself as a business owner rather than a stock investor. Part is taking advantage of today's new Internet tools, which drastically reduce the "homework factor." (We're talking a few minutes, tops.) Part is knowing the only five numbers that really count in valuing a potential investment. And part-maybe the most important part-is using the risk-free Rule #1 approach to consistently pay a mere 50 cents to buy a dollar's worth of a business. What I won't waste your time with is fluff: a lot of vague parables reminding you of what you already know and leaving you exactly where you started. This is the real deal, folks: a start-to-finish, one-baby-step-at-a-time approach that will allow you to retire ten years sooner than you planned, with more creature comforts than you ever imagined.
Phil Town (Author), Marc Cashman (Narrator)
Audiobook
Phil Town is now a very wealthy man, but he wasn't always. In fact, he was living on a salary of $4000 a year when some well-timed advice launched him down a highway of investing self-education that revealed what the true "rules" are and how to make them work in one's favor. Chief among them, of course, is "rule #1": "don't lose money." Other rules are: don't diversify...think like an owner, not an investor ... never, ever be seduced into thinking the market is efficient. Town also believes strongly in "betting on the jockey," putting your faith in managers who've proven their financial mettle. Not only does Town reveal fresh methods for identifying who the truly reliable managers are, but he shows you how to test whether they really have faith in the businesses they're running.By far, the most controversial of the audiobook's assertions will be that giant 401(k) type mutual funds can't help but regress to the mean, and in the next twenty years, the mean could be very disappointing indeed. There's a very real chance that a 401(k) investor could see his holdings not grow at all in the next few decades. Fortunately, Town's stockpicking techniques are meant to walk investing phobes through the do-it-yourself process, equipping them with the tools they need to make quantum leaps toward financial security.Rule #1 says something new, and it says it in a way that every listener can understand.
Phil Town (Author), Phil Town (Narrator)
Audiobook
The Automatic Millionaire Homeowner
How does an ordinary person with an ordinary income reach their seven-figure dreams? First they must own their own home - and do it David Bach's way. The financial coach who has helped millions to finish rich is back with a simple, powerful solution to get rich in real estate. As David says, "Renters stay poor, homeowners get rich, and smart landlords laugh all the way to the bank!"In his breakout 2004 bestseller, The Automatic Millionaire, David Bach showed why owning your own home is not only smart, it's the core secret to becoming a millionaire. In his new book, tailored for a Canadian readership, he shows exactly how to make that happen with a simple, automatic plan you can read in an hour and put into place today. Renters will learn how to buy a first home, even with lousy credit and tiny savings. And existing homeowners will find out how to turn the roof over their heads into a powerful investment that doubles, triples, and quadruples in price while you simply enjoy living in it. And while you don't have to be a landlord to finish rich, if you're willing to be, David teaches you how simple it really is to buy a rental property even while you're paying the mortgage on your home.The Automatic Millionaire Homeowner is brilliantly simple, easy to read, highly motivational with a realistic, take-action method for achieving financial prosperity in real estate, starting now.
David Bach (Author), Oliver Wyman, Various Participants (Narrator)
Audiobook
Swiss Gnomes and Global Investing
Swiss bankers are often called "gnomes", after the trolls of Swiss mythology. They are said to have great power, but are seldom seen-and are discreet to the point of being elusive and enigmatic. The Swiss banking industry has centuries of experience as a safe haven for international deposits and investments. Its competitive strengths are based in strong rights to privacy, a highly stable currency, and a virtually impenetrable system of military defense that exploits Switzerland's mountainous terrain. Switzerland's version of democracy also prevents the accumulation of power, making its political order highly stable and conservative. In Switzerland, change occurs very slowly - if at all. International commerce is thousands of years old, yet most investors still concentrate their attention on their home turf. Global investing does involve a number of complicating factors (such as currency risk, language barriers, variances in accounting practices and legal systems, ect.) But the truth is that global, investing can reduce risk by diversifying your portfolio beyond one economy, and it can increase returns by putting your money in faster growing markets (e.g. Asia and Latin America). Technology is making the world a smaller place, and some of tomorrow's best success stories will be found in foreign markets. This presentation puts forward the case for global investing, and discusses the techniques and insights of John Templeton, George Soros, Jim Rogers, and other gurus of international investing.
Alex Green, Ron Holland (Author), Louis Rukeyser (Narrator)
Audiobook
Cracking Your Retirement Nest Egg: 25 Things You Must Know Before You Tap Your 401K, IRA, or Other R
Whatever you have -- or haven't -- put away, if you are getting serious about retirement, this book can show you the right moves to make and the pitfalls to avoid. Malaspina's tips will guide you to a worry free, financially well-organized retirement.
Margaret A. Malaspina (Author), Celeste Lawson (Narrator)
Audiobook
The story of great real estate investors is a tale of superb salesmanship, public relations, politicking, dealmaking, risk taking and creative financing. Manhattan has by far the greatest concentration of real estate value in the U.S.; fortunes have been made there by the likes of John Jacob Astor, Harry Black, Fred French, William Zeckenforf, and Harry Helmsley. Other U.S. real estate tycoons include William Levitt, Trammell Crow, and Donald Bren. These investors have been shrewd manipulators of mortgages, down payments, and cash flows-though occupancy rates, tax structure, and government assistance have frequently been vital parts of the recipe for real estate success. An unusual investment category is that of collectibles (sometimes known as 'portable wealth') - for which value depends on sentiment and other intangible factors. For the hobbyist, collectibles forge a link with the past, with far-away places, or with well-known people; a collection is a kind of tangible memory. Collecting also satisfies a human desire to own the best, the most, or the only specimen of things that are sought by others. Coins, stamps, baseball cards, and the various decorative arts (e.g. paintings, sculpture, antiques, ect.) all have proven to be popular with investors. Collectors seek not only a chance for a return on investment-but also the sheer joy of owning some of the finer things of life.
Austin Lynas, Jo Ann Skousen, Joann Skousen (Author), Louis Rukeyser (Narrator)
Audiobook
It's the last question you think about before going to sleep, and the first on your mind in the morning. It's a taboo that you can't easily discuss with friends and can barely face with family. It's The Number: the amount of money you need to secure the rest of your life. Do you know what your Number is? Do you know how to think about it? Do you know what you really want to do with it? A provocative field guide to our psyches and our finances, Lee Eisenberg's The Number will help you have the money conversations you have been avoiding. It will make you think about the kind of life you want and the kind of help you need to achieve it. You will also discover: • Why you wander through your financial ""lost years"" until it is almost too late • Why downshifting into retirement is so challenging • How the second half of life is being reinvented as we live longer An important program for anyone over thirty, The Number is the audiobook to listen to before you consult an investment adviser or a retirement guide -- and above all, before the rest of your life slips by, unexamined.
Lee Eisenberg (Author), Lee Eisenberg (Narrator)
Audiobook
Smart and Simple Financial Strategies for Busy People
Are you too busy to pay much attention to your money? Do you worry that maybe you haven't been doing the right things? This audiobook is for you, from Jane Bryant Quinn, the most trusted voice in personal finance today. Her classic bestseller, "Making the Most of Your Money, guided a generation toward smart and sensible financial choices. Here she offers money management the No Worry way, choosing from the best financial ideas and products available today to give you all you need to create a successful and long-lasting financial plan. To start with, she tells you to forget all the complicated stuff the financial industry sells. You don't need it, it costs too much, and some of it is downright bad. It's designed to make the banks, brokers, and insurance companies rich, not you. The best ideas are simple, low in cost, and easy to use. They're also sophisticated and smart. These strategies are followed by some of the most successful planners and money managers around today, yet they're something everyone can understand. They'll give you what you need from your money -- regular savings, financial security, long-term investment growth, personal control, and best of all, peace of mind.
Jane Bryant Quinn (Author), Jane Bryant Quinn (Narrator)
Audiobook
Master Your Money Type: Using Your Financial Personality to Create a Life of Wealth and Freedom
"America's Money Answers Man" explores the relationship between money and emotions, identifies seven "money types," and offers the keys to life-changing financial success.
Jordan E. Goodman (Author), Geoffrey Wade (Narrator)
Audiobook
The Millionaire Maker: Act, Think, and Make Money the Way the Wealthy Do
Master the art of wealth building, and make money the way millionaires do! There are only two things millionaires have that you don't: wealth and the knowledge to build wealth. But that's all about to change. Thanks to "Millionaire Maker" Loral Langemeier, you can develop the same financial intelligence that millionaires use to create, grow, and sustain their fortunes. Regardless of your income-and in as little as one year-the exclusive wealth-building method in The Millionaire Maker can have you generating enough money to Quit your job and start doing the things you love Control and then eliminate your debt no matter how much you owe Live your life on your schedule-instead of your employer's Loral Langemeier has already shown thousands of people how to tailor her proven wealth-building program to their individual needs, no matter what their financial condition-and she can do it for you too. As a hardworking single mom, Loral developed a process of transforming her income into assets, and assets into income that in turn created even more assets-something she calls the Wealth Cycle. Using her program, you'll learn how to build your own continually growing cycle of wealth by Engaging in business ventures that generate passive income Substantially decreasing your tax burden Forming trusts, corporations, and partnerships to protect your assets and create a nonstop revenue stream You'll also gain free access to many of the resources and investment advisors previously available only to those who sign up for Loral's world-famous Live Out Loud (www.liveoutloud.com) seminars and workshops. To live the life you've always wanted, all you need is a sincere commitment to building wealth and a proven system to make it happen-which you'll find only in The Millionaire Maker.
Loral Langemeier (Author), Bernadette Dunne (Narrator)
Audiobook
Investment Philosophers and Financial Economists
Investment philosophers have long debated the role of money in a life well lived. Among their lessons are: Earn all you can. Save all you can. Give all you can. (John Wesley) Industry, Frugality, Prudence. (Benjamin Franklin) A part of all you earn is yours to keep. (George Clason) Preparation, incubation, illumination, verification. (Bennett Goodspeed) Work for yourself. Satisfy your customers. Be thrifty in all things. Leave the world a better place than you found it. (J. Paul Getty) Make it easy to save. Make it difficult to spend. Control your debt. (Mark and Jo Ann Skousen) Know that you are free to act and think for yourself. (Rose Wilder Lane) Financial economists work to explain (and predict) the markets. Depending on how their theories match reality, their results are sometimes spectacular- and sometimes disastrous. Among the economists discussed are: George Soros, Harry Browne, and Gary Schilling (who successfully anticipated macroeconomic shifts, e.g. in currency exchange rates or inflation); Irving Fisher (whose theories led to astoundingly wrong predictions about the Great Depression); John Maynard Keynes (a successful long-term investor who couldn't anticipate short-term events); and Felix Somary, Ludwig von Mises, and Friedrich Hayek (Austrian economists whose theory of the business cycle led them to foresee the 1929 crash and the depression that followed).
Jo Ann Skousen, Joann Skousen, Mark Skousen, Mark Skousen, Ph.D. (Author), Louis Rukeyser (Narrator)
Audiobook
Fundamental Analysis, Value Investing and Growth Investing
Benjamin Graham, the "father of fundamental investing," showed the way from speculation (based on tips, intuition , and guesswork) to investing as a disciplined, quantitative analysis of a company's fundamentals (such as earnings, dividends, assets, debt, financial structure, and the history of all these items over time). Graham's style , known as value investing, focuses on a company's intrinsic value (i.e.inherent value), buying stocks only when the market price is well below the intrinsic value per share. Benjamin Graham was himself a remarkably successful investor, and his prize student, Warren Buffett, applied Graham's principles to become perhaps the most successful investor in history. Growth investing seeks to spot companies entering a period of vigorous and rapid expansion. Pioneered by T. Rowe Price in the 1930's, this style has been well suited to capitalize on America's industrial boom after World War II, with the rise of such companies as Xerox, Microsoft, Blockbuster Video, Home Depot, and Liz Claiborne, In addition to finding specialized growth companies, Price specified several criteria for a growth industry. These are (1) high quality R & D; (2) limited competition; (3) few government regulations; (4) well-paid employees but low labor costs; (5) a strong possibility of high return on invested capital; and (6) superior growth in earnings per share. Growth investors must have the nerve to handle risk and the financial wherewithal to endure volatile market conditions.
Janet Lowe, Roger Lowenstein (Author), Louis Rukeyser (Narrator)
Audiobook
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