What if there were a way to cut through all the financial mumbo-jumbo? Wouldn't it be great if someone could really explain to us-in plain and simple English-the basics we must know about investing in order to insure our financial freedom?
At last, here's good news.
Jargon-free and written for all investors-experienced, beginner, and everyone in between-THE INVESTMENT ANSWER distills the process into just five decisions-five straightforward choices that can lead to safe and sound ways to manage your money.
When Wall Street veteran Gordon Murray told his good friend and financial advisor, Dan Goldie, that he had only six months to live, Dan responded, ""Do you want to write that book you've always wanted to do?"" The result is this eminently valuable primer which can be read and understood in one sitting, and has advice that benefits you, not Wall Street and the rest of the traditional financial services industry.
THE INVESTMENT ANSWER asks readers to make five basic but key decisions to stack the investment odds in their favor. The advice is simple, easy-to-follow, and effective, and can lead to a more profitable portfolio for every investor. Specifically:
* Should I invest on my own or seek help from an investment professional?
* How should I allocate my investments among stocks, bonds, and cash?
* Which specific asset classes within these broad categories should I include in my portfolio?
* Should I take an actively managed approach to investing, or follow a passive alternative?
* When should I sell assets and when should I buy more?
In a world of fast-talking traders who believe that they can game the system and a market characterized by instability, this extraordinary and timely book offers guidance every investor should have.
For previous generations, living within your means was a simple formula. Now, with the staggering rise in health-care, medical, and housing costs, millions of people find themselves skating from paycheck to paycheck with no idea how to move forward.
As the most read personal finance columnist on the Internet, Liz Weston has heard the questions and has the answers. Her 10 Commandments of Money will help listeners avoid critical mistakes, survive the bad times, and thrive in the good ones. Just a few of Weston's invaluable pointers include how to: Balance Your Budget, Pay Down Toxic Debt, Get the Right Mortgage, Pay for College, Save for Retirement, and Maximize Your Financial Flexibility.
Liz Weston's goal is to provide the practical guide to the brave new world of money. What Sylvia Porter's Money Book was to the 1970s, The 10 Commandments of Money will be for the 2010s.
Too often, our money problems grow into some kind of monster hiding in the closet, growing bigger and badder and scarier every day that we keep them hidden. But if we want to change the behaviors that get us into trouble, we’ve got to kick the monster out of the closet—and laugh at him.
And I don’t know anyone better equipped to do this than Jon Acuff. Through his blog and book, Stuff Christians Like, Jon’s proven that he has a unique perspective on life that helps us get the joke and get the truth behind the joke every time. Lucky for us, Jon decided to chronicle his observations on his own journey toward Financial Peace. Think of it as an insider’s guide to the “Dave Ramsey” stuff we all laugh about.
Historias de las personas que estudiaron y siguieron las lecciones de Padre rico.
De Robert T. Kiyosaki, autor de los bestsellers: Padre Rico, Padre Pobre, el libro #1 de finanzas personales de The New York Times por más de seis años; Niño rico, niño listo, Segunda oportunidad, entre otros.
Experiencias verdaderas de personas que siguieron las lecciones del Padre Rico.
'El futuro será brillante para los que se preparan desde hoy.' Las personas que compartieron sus experiencias en este libro estudiaron a fondo las lecciones del Padre rico, pero más importante aún, actuaron, aprendieron y obtuvieron experiencia, sabiduría y éxito financiero; se hicieron responsables de su propia educación financiera y asumieron el control de su propio futuro financiero.
Historias de éxito le revelará:
-Por qué no le servirán los pretextos clásicos de 'no tengo dinero' o 'no tengo tiempo'.
-Por qué usted no es demasiado joven o demasiado viejo para emprender el viaje a la seguridad financiera y la independencia.
-Cómo superaron el miedo a invertir los inversionistas novatos.
-¡Cómo obtener resultados financieros y éxitos similares!
As individuals, companies, and countries struggle to recover from the economic crisis, many are narrowly focused on forecasts for the next week, month, or quarter. Yet they should be asking what the global economy will look like in the years to come-where will the long-term risks and opportunities arise? These are the questions that Daniel Altman confronts in his provocative and indispensable book. The fate of the global economy, Altman argues, will be determined by deeper factors than those that move markets from moment to moment. His incisive analysis brings together hidden trends, societal pressures, and policy endgames to make twelve surprising but logical predictions about the years ahead. And his forecasts for the future raise a pressing question for today: with so many challenges awaiting us, are our political and economic institutions up to the task? Outrageous Fortunes shows which industries will grow, which economies will crumble, which investments will pay off, and where the next big crisis may occur. Altman's carefully reasoned text is an essential guide for the road ahead.
"Amid all the handwringing on the downward trajectory of the global economy comes this cool, collected, and sensible view of forthcoming economic trends…Altman delivers more than mere analysis or foreshadowing: this is revelatory reading for even the most casual observer of economics, and an invaluable tool for reconsidering how the world makes money."-Publishers Weekly (starred review)
Richard Branson is an iconic businessman. In Screw It, Let's Do It, he shares the secrets of his success and the invaluable lessons he has learned over the course of his remarkable career. As the world struggles with the twin problems of global recession and climate change, Richard explains why it is up to big companies like Virgin to lead the way in finding a more holistic and environmentally friendly approach to business. He also looks to the future and shares his plans for taking his business and his ideas to the next level.
Richard reveals the new and exciting areas into which Virgin is currently moving, including biofuels and space travel, and brings together all the important lessons, good advice and inspirational adages that have helped him along the road to success. This is a fantastic motivational book that will help every reader achieve their own dreams.
GOODBYE DEBT-HELLO FREEDOM!
Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value-like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.
But as America's favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive-if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before-starting today!
In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom- forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living - debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You'll learn how to calculate your Debt Freedom Day - the actual date you will be completely free of debt. And you'll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected.
David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt-paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.
The Mail on Sunday (London)
""...reading this book is bound to inspire you to take a more positive approach to life.""
The Sunday Times
""For inspiration, read...'Think and Grow Rich!'....It's the first step to devising a winning strategy.""
Think and Grow Rich is a motivational personal development and selfhelp book written by Napoleon Hill and inspired by a suggestion from ScottishAmerican businessman Andrew Carnegie. While the title implies that this book deals only with how to achieve monetary wealth, the author explains that the philosophy taught in the book can be used to help individuals do or be almost anything they want in this world. For instance, Jim Murray (sportswriter) wrote that Think and Grow Rich was credited for Ken Norton's boxing upset of Muhammad Ali in 1973. The book was first published in 1937 during the Great Depression. At the time of Hill's death in 1970, Think and Grow Rich had sold 20 million copies. It remains the biggest seller of Napoleon Hill's books a perennial bestseller after 70 years (BusinessWeek Magazine's BestSeller List ranked Think and Grow Rich as the sixth bestselling paperback business book 70 years after it was first published). Think and Grow Rich is listed in John C. Maxwell's A Lifetime Must Read Books List.
Wink and Grow Rich is the fable of a nine year old boy being raised by his carpenter father who is both sick and tired... In fact, he is tired of being sick and sick of being tired. Every day for the last twenty years the carpenter has visited the Well of Wealth and spent a dollar because it is generally known by the townsfolk that if they give generously to the Well, it will give generously to them in return. On this day, the carpenter is so ill that he is unable to visit the well, so he entrusts his nine year old son Richard with a crumpled but treasured dollar and sends him in his place.
Along the way, Richard discovers that the Well of Wealth is not where he thought it would be - so he follows a different, more overgrown path, on which he meets an old woman, an optometrist, a plumber, a gardener, a fisherman, a rower, a musician and an innkeeper. These intriguing and mysterious characters act as guides for Richard and share their wisdom. They have all built their wealth in very different ways yet there is something about each that is common to all.
This fictional tale makes one think more deeply about the dynamics of wealth creation. The keys to wealth are in a story behind a story; a lesson behind the lesson. That means that to find the keys the reader needs to become better at seeing - a philosophy the author sums up as: "What you see is always what you get."
Each time the reader reads this book they will take out more keys one by one until finally they unlock the doors to their wealth.
"Generation X" grew up with Star Wars, prepared to deal with the problems of a fantasy universe. They also grew up during the longest period of economic growth in American history. When the first Star Wars movie came out the Dow Jones Industrial Average was around 900 points; when the last movie was released it was more than 10,000. Their parents' 401ks got fat and the little houses they had collected Star Wars toys in became worth ten times what mom and dad had paid for them.
Now Gen Xers are in their thirties and forties and starting to run for Congress and to run major corporations. As the legions of Baby Boomers retire to live out their eternal "hipsterness" with megadoses of Viagra and iPod's full of classic rock, the Star Wars kids are going to take their turn leading America. Are they ready?
Rob Stam rode the wave of the last two bubbles economies, with luxury houses, cars and toys before he was thirty years old. He lost it all in bankruptcy court and became a cautionary tale of easy times and easy credit. He learned the hard way that the values and way of life of his grandparents are timeless truths that made America great. In Almost Our Time he argues that Generation X is assuming leadership of a very different country than the one they grew up in. Even so, if the Star Wars generation will learn and apply classic American principles they can defeat the "Debt Star" and other real world problems and pass on a better nation to their children.
Joel Greenblatt provides a guide to beating the market for all ages. In addition to setting out the basic principles of successful stock market investing, he provides a 'magic formula' that is easy to use and makes buying good companies at bargain prices automatic.
