Audiobooks by David Bach

El factor Latte: Por qué no necesitas ser rico para vivir como rico

¿Y si hubiera una manera de lograr la libertad financiera y vivir tus sueños, sin correr grandes riesgos o hacer cambios drásticos? Bienvenido a el Factor latte. Eres más rico de lo que crees. El legendario experto en finanzas personales David Bach (autor de El millonario automático) y el increíble narrador John David Mann (Dar para recibir) ponen en tus manos El factor latte. Este libro cuenta la historia de Zoey Daniels, una profesionista de veintitantos que vive y trabaja en la ciudad de Nueva York. Zoey ama su trabajo y es buena en él, pero sin importar cuánto se esfuerce tiene dificultades para llegar a fin de mes por las deudas de la tarjeta de crédito y los préstamos estudiantiles. Y no puede dejar de preguntarse: '¿Esto es todo lo que hay en la vida?'. Zoey no encuentra una salida a su situación hasta queuna mañana conversa con Henry, el barista de su cafetería favorita en Brooklyn, quien durante los siguientes días le revela los tres secretos de la libertad financiera. Zoey descubre que hay más de lo que aparenta en su historia y que si sigue el camino simple y comprobado que él describe podrá tener la vida que siempre quiso. Desde los baby boomers que se preocupan por si ahorraron lo suficiente para la jubilación hasta los millennials ahogados en deudas, pasando por la generación Z que quiere tomar decisiones más inteligentes que las generaciones anteriores, El factor latte es un libro que ayudará a todos a lograr la independencia financiera. Apasionante y conmovedor, El factor latte es una historia inspiradora que puedes leer en menos de una hora, pero cuyo impacto durará toda la vida.

Arturo Santamaría Gómez, David Bach (Author), Raúl Boxer (Narrator)

Audiobook

The Latte Factor: Why You Don't Have to be Rich to Live Rich

Discover #1 New York Times bestselling author David Bach's three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author's experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone—from millennials to baby boomers—can still make their dreams come true. In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss's suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop. Henry soon reveals his "Three Secrets to Financial Freedom," ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine. The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realize that it's never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that "David Bach is the financial expert to listen to when you're intimidated by your finances" (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).

David Bach, John David Mann (Author), Mizuo Peck (Narrator)

Audiobook

El Millonario Automatico - Dueño de Casa

FonoLibro se enorgullece en presentar el bestseller nacional "El Millonario Automático- Dueño de Casa" escrito por David Bach. Un audiolibro esencial para los que buscan triunfar automáticamente al comprar la casa de sus sueños. Si todavía no eres dueño de tu propio hogar, David Bach te guiará paso a paso como dejar de ser inquilino y te conviertas en propietario. Cuando seas dueño, ó si ya lo eres, David te enseñará cómo usar tu propia casa para crear riqueza. "El Millonario Automático - Dueño de Casa" te es indispensable porque: No necesitas un pago inicial exorbitante para comprar una casa o un apartamento. No es necesario que tu crédito sea excelente. Debes comprar incluso si tienes deudas en tus tarjetas de crédito. Puedes adquirir una segunda propiedad incluso si todavía estás pagando la primera. Puedes hacer tu primera compra de bienes raíces cualquiera que sea la situación del mercado - en alza ó en baja. Alquilarle tu propia casa a otra persona es más fácil de lo que piensas. FonoLibro te trae en una excelente y entretenida producción para prepararte automáticamente para crear riqueza. Visite página de David Bach www.finishrich.com. Narrado: José Duarte; Productor Ejecutivo: Arquímedes Rivero; Director de Producción: Jorge Rivero; Asistencia de producción: Carlos Carrillo; Post-producción: Carlos Ravello; Traducción: Omar Amador. Diseño Jean Triana & Vitagraphics. Â© 2006 David Bach(P) 2007 FonoLibro Inc. Todos los derechos reservados. Se prohíbe reproducir, compartir o transmitir el contenido de este audiolibro por cualquier medio sin autorización expresa del editor y productor del audiolibro, FonoLibro Inc.

David Bach (Author), Jose Duarte (Narrator)

Audiobook

Debt Free For Life

GOODBYE DEBT-HELLO FREEDOM! Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value-like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods. But as America's favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive-if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before-starting today! In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom- forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living - debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You'll learn how to calculate your Debt Freedom Day - the actual date you will be completely free of debt. And you'll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected. David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt-paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.

David Bach (Author), Erik Davies (Narrator)

Audiobook

Start Over Finish Rich

Let 2010 Set You on the Path to Wealth. Believe it or not, recessions make millionaires! Will you be one? In Start Over, Finish Rich, America's best-loved financial expert, David Bach, explains that 2010 will be the best opportunity for building wealth we have seen in decades. And, as the economy recovers, you must be set up to recover with it. Bach's easy, take-action plan will show you how. Start Over, Finish Rich supplies the ten crucial moves you must make in 2010 to get back on track and recapture your dreams of a richer future. Learn how to: * Get out of debt * Fix your credit * Rebuild your 401k plan * Improve your 529 Plan * Take smart risks * Reorganize your financial life for the high tech age * Update your real estate plan * Change your thinking about money * Recommit to wealth As Bach says, "A recession is a terrible thing to waste-so don't waste this one! Use it instead to get rich." Read Start Over, Finish Rich and let David Bach put you and your family back on the path to financial freedom.

David Bach (Author), David Bach (Narrator)

Audiobook

Fight for Your Money

In an audiobook that will forever change how you spend your hard-earned money, America's favorite financial coach, David Bach, shows you how to save thousands of dollars every year by taking on the "corporate machines." In these times when every dollar counts, big businesses are using clever tricks to rip you off, making themselves billions while they keep you living paycheck to paycheck. In Fight for Your Money, Bach gives you the tools to FIGHT BACK and WIN. Fight for Your Money shows how you are being taken on your cell phone contract, cable bill, car purchase, credit card, life insurance, healthcare, 401(k) plan, and much more. When you know how the system is rigged-the extra points, the hidden fees, the late charges, the unused tax breaks, the escalating rates-you can fight back against the pickpockets and save literally thousands every year.

David Bach (Author), Bob Walter (Narrator)

Audiobook

Go Green, Live Rich

Let David Bach show you a whole new way to prosper-by going green Internationally renowned financial expert and bestselling author David Bach has always urged readers to put their financial lives in line with their values. But what if your values are a cleaner and greener earth? Most people think that "going green" is an expensive choice they can't afford. Bach is here to say that you can have both: a life in line with your green values and a million dollars in the bank. Go Green, Live Rich outlines fifty ways to make your life, your home, your shopping, and your finances greener-and get rich trying. From driving the right car to making your home energy smart, Bach offers ways to improve the environment while you spend less, save more, earn more, and pay fewer taxes. Best of all, he shows you exactly how to take advantage of the "green wave" in personal finance without the difficult work of evaluating individual stocks. What's more, he will get you thinking about a green business of your own so you can help the world along as it is changing for the better. David Bach is on a mission to teach the world that you can live a great life by living a green life. With Go Green, Live Rich, you can live in line with your eco-values on the road to financial freedom.

David Bach, Hillary Rosner (Author), David Bach, Hillary Rosner, Oliver Wyman (Narrator)

Audiobook

The Automatic Millionaire Homeowner: A Powerful Plan to Finish Rich in Real Estate

Imagine this. You buy a home, live in it, then buy another. You build your wealth through real estate-and then retire rich. It may sound too good to be true. But it's not. It has happened, it's happening now and it will continue to happen for millions of people over the next few decades. The question is, will it happen for you? If you want the answer to be "yes," then stop what you are doing and open this book. Read a few pages. Bach's simple strategies make you rich where you sleep. All you have to do is follow his easy program to go from renter to owner, and from owner to Automatic Millionaire Homeowner. The rest is automatic! What's the secret to becoming a millionaire in real estate? Since the runaway success of David Bach's #1 New York Times bestseller The Automatic Millionaire, people all over the world have asked David the same question-is it really possible for me to get rich in real estate? Now, in The Automatic Millionaire Homeowner, David Bach reveals why buying a home and investment properties is not only possible, it is the surest way to reach your seven-figures dreams on an ordinary income. The Automatic Millionaire Homeowner starts with the powerful story of an average American couple with a modest income who stretch to buy their first house for $30,000 and retire 35 years later owning a home on a golf course and rental properties worth over three million dollars. Through their story you will learn the surprising fact that even if you have cheap rent you can't get rich renting! You must first own a home, and make it the foundation on which you build your financial security. What Makes The Automatic Millionaire Homeowner Essential: You don't need a big down payment to buy a home. You don't need great credit. You should buy even if you have credit card debt. You can buy a second home even if you're still paying off the first. You can get started in any market-boom or bust. It's easier to be a landlord than you think. Whether you are a renter or already own a home, David Bach gives you a lifelong strategy for real estate based on timeless wisdom that is tried and true. He includes everything you need to know, with step-by-step instructions, including phone numbers and websites so you can get started right away. His road map to ownership is easy to follow and, best of all, it makes the process totally automatic. As long as you're alive, you have to live somewhere. Why not let where you live make you rich? David Bach will show you how.

David Bach (Author), Gavin Hammon (Narrator)

Audiobook

The Automatic Millionaire Homeowner

How does an ordinary person with an ordinary income reach their seven-figure dreams? First they must own their own home - and do it David Bach's way. The financial coach who has helped millions to finish rich is back with a simple, powerful solution to get rich in real estate. As David says, "Renters stay poor, homeowners get rich, and smart landlords laugh all the way to the bank!"In his breakout 2004 bestseller, The Automatic Millionaire, David Bach showed why owning your own home is not only smart, it's the core secret to becoming a millionaire. In his new book, tailored for a Canadian readership, he shows exactly how to make that happen with a simple, automatic plan you can read in an hour and put into place today. Renters will learn how to buy a first home, even with lousy credit and tiny savings. And existing homeowners will find out how to turn the roof over their heads into a powerful investment that doubles, triples, and quadruples in price while you simply enjoy living in it. And while you don't have to be a landlord to finish rich, if you're willing to be, David teaches you how simple it really is to buy a rental property even while you're paying the mortgage on your home.The Automatic Millionaire Homeowner is brilliantly simple, easy to read, highly motivational with a realistic, take-action method for achieving financial prosperity in real estate, starting now.

David Bach (Author), Oliver Wyman, Various Participants (Narrator)

Audiobook

Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age

Over and over, people share their fears with David Bach, America’s leading money coach and the number-one national best-selling author of The Automatic Millionaire. “If only I had started saving when I was younger!” they say. “Is there any hope for me?” There IS hope, and help is here at last! In Start Late, Finish Rich, David Bach takes the “Finish Rich” wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life’s unexpected challenges. Whether you are in your thirties, forties, fifties, or even older, Bach shows that you really can start late and still live and finish rich – and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more – and most important, LIVE MORE. And he gives you the time tested plan to do it. The Start Late, Finish Rich promise is bold and clear: Even if you are buried in debt – there is still hope. You can get rich in real estate – by starting small. Find your “Latte Factor” – and turbo charge it to save money you didn’t know you had. You can start a business on the side – while you keep your old job and continue earning a paycheck. You can spend less, save more and make more – and it doesn’t have to hurt. David Bach gives you step-by-step instructions, worksheets, phone numbers and website addresses --everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at thirty, forty, fifty, even sixty years of age, and are now financially free. They did it, and now it’s your turn. With David Bach at your side, it’s never too late to change your financial destiny. It’s never too late to live your dreams. It’s never too late to be free. From the Hardcover edition.

David Bach (Author), David Bach (Narrator)

Audiobook

Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age

David Bach (Author), Michael Kramer (Narrator)

Audiobook

The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich

What's the secret to becoming a millionaire? In The Automatic Millionaire, David Bach shares that secret. The Automatic Millionaire starts with the powerful story of an average American couple -- he's a low-level manager, she's a beautician -- whose joint income never exceeds $55,000 a year, who somehow manage to own two homes debt-free, put two kids through college, and retire at fifty-five with more than $1 Million in savings. Through their story you'll learn the surprising fact that you cannot get rich with a budget! You must have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present. What Makes The Automatic Millionaire Unique: You don't need to make a lot of money You don't need a budget You don't need willpower You don't need to be that interested in money You can set up the plan in an hour This one little audiobook has the power to secure your financial future. Do it once -- the rest is automatic!

David Bach (Author), David Bach (Narrator)

Audiobook