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Expanded and Updated: The Total Money Makeover: A Proven Plan for Financial Peace
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover will give you the tools and the encouragement you need to: - Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method - Break bad habits and make lasting changes when it comes to your relationship with money - Recognize the 10 most dangerous money myths - Set aside enough money to pay for unexpected expenses and emergencies - Save enough money for your retirement - Live like no one else, so later you can LIVE (and GIVE) like no one else! This new edition of The Total Money Makeover includes new content that will help you tackle marriage conflict, college debt, and so much more.
Dave Ramsey (Author), Dave Ramsey (Narrator)
Audiobook
[Spanish] - La transformación total de su dinero Actualizada y Ampliada: Un plan efectivo para alcan
¿Quieres elaborar un presupuesto que realmente funcione para ti? ¿Estás preparado para transformar tu relación con el dinero? Este best seller del New York Times ha ayudado a millones de personas como tú a desarrollar hábitos cotidianos de ahorro con la ayuda del experto en finanzas personales favorito de Estados Unidos, Dave Ramsey. A estas alturas, ya has oído hablar de todos los esquemas absurdos para hacerse rico rápidamente y de las modas de dietas fiscales que te dejan con un montón de ideas extravagantes, pero ni un céntimo en el bolsillo. Si estás cansado de las mentiras y harto de falsas promesas, Dave está aquí para proporcionarte ayuda práctica y a largo plazo. Esta edición actualizada y ampliada es el plan de juego más sencillo y directo para cambiar por completo tus finanzas y, lo mejor de todo, estos principios se basan en resultados, no en fantasías. Este es el cambio financiero que estabas buscando. Este libro te dará las herramientas y el estímulo que necesitas para: - Diseñar un plan infalible para saldar todas tus deudas, desde el auto hasta la casa y todo lo demás, utilizando el método de deudas de la bola de nieve. - Romper con los malos hábitos y hacer cambios duraderos en tu relación con el dinero - Reconocer los 10 mitos más peligrosos sobre el dinero - Reservar dinero suficiente para gastos imprevistos y emergencias - Ahorrar suficiente dinero para tu jubilación - ¡Vive como nadie, para que luego puedas VIVIR (y DAR) como nadie! Esta edición incluye nuevo contenido que te ayudará a abordar conflictos matrimoniales, deudas universitarias y mucho más. Cada ejemplar incluye nuevos recursos al final del libro para convertir la transformación total de su dinero en tu nueva realidad. The Total Money Makeover Updated and Expanded Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. This updated edition is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. This book will give you the tools and the encouragement you need to: - Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method - Break bad habits and make lasting changes when it comes to your relationship with money - Recognize the 10 most dangerous money myths - Set aside enough money to pay for unexpected expenses and emergencies - Save enough money for your retirement - Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition includes new content that will help you tackle marriage conflict, college debt, and so much more. Each copy also includes brand new back-of-the-book resources to help you make Total Money Makeover your new reality.
Dave Ramsey (Author), Hector Velasco (Narrator)
Audiobook
You can Baby Step your way to becoming a millionaire. Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties-the wrong way-and then went bankrupt. That's when he set out to learn what God had to say about managing money and building wealth. As a result, Dave developed the Ramsey Baby Steps and became a millionaire again-this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: the Baby Steps not only work for everyone, but they're proven to work fast. If you follow the plan, you will get out of debt, and you can become a millionaire. In Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth --and How You Can Too, readers will . . . Take a deeper look at Baby Step 4 to learn how Dave invests and builds wealth Learn how to bust through the barriers preventing them from becoming a millionaire Hear true stories from ordinary people who dug themselves out of debt and built wealth Discover how anyone can become a millionaire, no matter their financial status. Baby Steps Millionaires isn't a book that tells the secrets of the rich. It's not even full of sophisticated, hard-to-grasp concepts reserved only for the elite. As a matter of fact, this information is straightforward, practical, and maybe even a little boring. But the life you lead if you follow the Baby Steps is anything but boring! You don't need a large inheritance or the winning lottery number to become a millionaire. Anyone can do it-even today. For those who are ready, it's game on!
Dave Ramsey (Author), Dave Ramsey (Narrator)
Audiobook
La transformación total de su dinero: Edición clásica: Un plan efectivo para alcanzar bienestar fina
¡El best seller del New York Times! ¡Más de cinco millones de copias vendidas! Usted PUEDE tomar control de su dinero. Fortalezca sus músculos financieros con el entrenador monetario favorito de Estados Unidos. Bien, amigo, ¿quieres convertir esos gastos gordos y flácidos en un presupuesto bien tonificado? ¿Quieres transformar tus pequeñas y tristes cuentas bancarias en cajeros automáticos con mucho dinero? Aquí está la respuesta. Hay una forma segura de poner en forma tus finanzas, y es con La transformación total de su dinero: Edición clásica. A estas alturas, has escuchado todos los sistemas de cómo hacerse rico rápido. Sabes sobre la última dieta fiscal de moda que deja muchas ideas extravagantes, pero sin un centavo en el bolsillo. Si estás cansado de las mentiras y cansado de las falsas promesas, échale un vistazo a esto: es el plan de juego más simple y directo para cambiar completamente tus hábitos en el uso de dinero. Este se basa en resultados, no en ficción. Con La Tansformación total de su dinero: Edición clásica, podrás: - Diseñar un plan seguro para pagar todas las deudas - automóviles, casas, todo. - Aprende a reconocer los 10 mitos del dinero más peligrosos (estos te matarán) - ¡Garantiza tener ahorros para emergencias y tu jubilación! Incluye nuevos cuadros de las 'Diatribas de Dave' ampliadas que abordan conflictos matrimoniales, deudas universitarias y más. Con formas completamente nuevas y recursos al final del libro para hacer La transformación total de su dinero una realidad. Total Money Makeover: Classic Edition New York Times bestseller! More than Five million copies sold! You CAN take control of your money. Build up your money muscles with America's favorite finance coach. Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover: Classic Edition. By now, you've heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you're tired of the lies and sick of the false promises, take a look at this-it's the simplest, most straightforward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you'll be able to: - Design a sure-fire plan for paying off all debt-meaning cars, houses, everything - Recognize the 10 most dangerous money myths (these will kill you) - Secure a big, fat nest egg for emergencies and retirement!
Dave Ramsey (Author), Javiere Laguna (Narrator)
Audiobook
What does the Bible really say about money? About wealth? How much does God expect you to give to others? How does wealth affect your friendships, marriage, and children? How much is "enough"? In The Legacy Journey, Dave Ramsey, takes you deep into God's Word, revealing His perspective on wealth, your personal and family legacy, and how He wants to use you to further His kingdom work around the world. You can truly live and leave a lasting legacy. Start your journey today! The Legacy Journey will show you: • God’s Ways of Handling Money • Why So Many Are Against Success • Five Guidelines to Setting Good Goals • When Enough is Enough • How to Leave a Legacy Worth Leaving • How to Safeguard Your Legacy
Dave Ramsey (Author), Dave Ramsey (Narrator)
Audiobook
In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree. • The first book by Dave and his daughter Rachel • For parents looking for advice on raising money-smart kids • Filled with actionable tips from both Dave and Rachel
Dave Ramsey, Rachel Cruze (Author), Dave Ramsey, Rachel Cruze (Narrator)
Audiobook
Unabridged, 4 hoursRead by TBDDave Ramsey's New York Times-bestselling guide to better living through financial security, now completely revised and updated.
Dave Ramsey (Author), Cj Critt, Nick Sullivan (Narrator)
Audiobook
EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here's another question to consider. Are you growing? Whether you're sitting at the CEO's desk, the middle manager's cubicle, or a card table in your living-room-based startup, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave opens up his championship playbook for business to show you how to: ' Inspire your team to take ownership and love what they do ' Unify your team and get rid of all gossip ' Handle money to set your business up for success ' Reach every goal you set ' And much, much more!
Dave Ramsey (Author), Dave Ramsey (Narrator)
Audiobook
Financial Peace: Restoring Financial Hope to You and Your Family
Dave Ramsey is a businessman and entrepreneur who accumulated a $4 million real estate portfolio, only to lose it all - and nearly everything else he owned - by making the same mistake millions of Americans make every day: he got too far into debt to get out. Dave Ramsey is also a Christian family man who, through the turmoil of his financial nightmare, discovered a new way of life. He shared the lessons he learned by writing Financial Peace, a simple but powerful guide that offers practical lessons on how to get out of debt - and stay out.
Dave Ramsay, Dave Ramsey (Author), Dave Ramsay, Dave Ramsey (Narrator)
Audiobook
More than Enough: The Ten Keys to Changing Your Financial Destiny
In his first bestseller, Financial Peace, Dave Ramsey taught us how to eliminate debt from our lives. Now in More Than Enough, he gives us the keys to building wealth while also creating a successful, united family. Drawing from his years of work with thousands of families and corporate employees, Ramsey presents the ten keys that guarantee family and financial peace, including: values, goals, patience, discipline, and giving back to one's community. Using these essential steps anyone can create prosperity, live debt-free, and achieve marital bliss around the issue of finances. Filled with stories of couples, single men and women, children, and single parents, More Than Enough will show you: # How to create a budget that fits your income and creates wealth # What finances and romance have to do with one another # What role values play in your financial life # How to retire wealthy in every way # And much, much more Resonating with Ramsey's down-home, folksy voice, heartwarming case histories, inspiring insights, quotations from the Bible, and exercises, quizzes, and worksheets, More Than Enough provides an inspiring wealth-building guide and a life-changing blueprint for a vital family dynamic.
Dave Ramsay, Dave Ramsey (Author), Dave Ramsay, Dave Ramsey (Narrator)
Audiobook
La transformación total de su dinero: Un plan efectivo para alcanzar bienestar económico
Aquí tiene una metodología seria y directa para armar un presupuesto fuerte que usted puede seguir y soportar.Las historias de éxito hablan solas en este audiolibro del maestro del dinero Dave Ramsey.
Dave Ramsey, Roberto Mendiola (Author), Roberto Mendiola (Narrator)
Audiobook
The Total Money Makeover: A Proven Plan for Financial Fitness
The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. And The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.
Dave Ramsey (Author), Dave Ramsey (Narrator)
Audiobook
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